About Us | Conglutinativeruo

Our Story

Founder teaching first financial literacy class

Conglutinativeruo was born from necessity in 2010, when founder Abena Mensah witnessed firsthand how financial illiteracy was affecting families in her Tamale community. After completing her studies in Finance at the University of Ghana and working for several years at a major bank, Abena returned to her hometown determined to make a difference.

She started with simple workshops in community centers and churches, teaching basic budgeting skills to anyone who would listen. Word quickly spread about her practical, no-nonsense approach to financial education that actually worked for everyday families.

What began as weekend workshops with just 12 participants has grown into Conglutinativeruo, Ghana's leading family-focused financial education organization. The name "Conglutinativeruo" combines elements meaning "binding together" and "pathway" in local dialects, representing our mission to unite families on the path to financial freedom.

Today, with a team of 15 dedicated educators and over 3,500 families served, we remain committed to our founding principle: financial knowledge is not just for the wealthy or educated elite—it belongs to every family, regardless of their background or current circumstances.

Our Mission & Values

Our Mission

To empower Ghanaian families with practical financial knowledge that creates generational prosperity and resilience. We believe that when families understand and control their finances, they can build secure futures and contribute to stronger communities.

Accessibility

Financial education should be available to everyone, regardless of education level or economic status. We use clear language and real-world examples that make sense in the Ghanaian context.

Family Focus

We recognize that financial decisions affect the entire family. Our programs encourage participation from all family members and respect traditional family structures while promoting equality in financial decision-making.

Practical Application

Theory without practice has little value. We emphasize hands-on skills and immediate implementation of financial principles in daily life.

Cultural Relevance

We honor Ghanaian traditions and values while introducing modern financial concepts. Our teaching methods respect local customs and adapt global best practices to the Tamale context.

Meet Our Team

The dedicated professionals behind our mission

Abena Mensah

Founder & Executive Director

With over 18 years of experience in banking and financial education, Abena brings a wealth of knowledge and passion to her role. Her innovative approaches to financial literacy have been recognized by the Bank of Ghana and international development organizations.

Kwame Owusu

Lead Financial Education Specialist

A former university professor with a PhD in Economics, Kwame translates complex financial concepts into accessible lessons for families of all educational backgrounds. His curriculum development has been critical to our program success.

Fatima Yakubu

Community Outreach Manager

Born and raised in Tamale, Fatima understands the unique challenges local families face. Her background in social work and deep community connections help us reach underserved populations and adapt our programs to meet specific needs.

Daniel Boateng

Youth Programs Coordinator

As a former teacher and financial advisor, Daniel specializes in developing age-appropriate financial education for children and teens. His innovative school programs have reached over 40 schools across northern Ghana.

Our Achievements

Making a real difference in financial futures

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3,500+ Families Educated

We've provided comprehensive financial education to more than 3,500 families across northern Ghana, with 85% reporting improved financial circumstances within one year.

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150+ Education Scholarships

Through our education planning program, we've helped families secure over 150 scholarships for their children's advanced education, representing more than $300,000 in educational funding.

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28 Community Partnerships

We've established formal partnerships with 28 organizations, including banks, schools, religious institutions, and government agencies to expand our reach and impact.

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National Recognition

Recipient of the 2019 Ghana Financial Literacy Innovation Award and featured in the Bank of Ghana's 2021 report on effective financial education methodologies.

What Families Say

Real stories from the families we've worked with

Before working with Conglutinativeruo, my husband and I argued constantly about money. Their family budgeting workshop completely transformed how we communicate about finances. We've paid off our debts and are now saving for our children's university education – something we never thought possible before.

- Grace & Emmanuel Addo, Program Participants since 2018

As a single mother, I was always worried about providing for my children. The household management course taught me practical ways to stretch my teacher's salary and even start a small side business. My children now have emergency savings accounts, and I no longer lose sleep over unexpected expenses.

- Amina Salifu, Primary School Teacher

Portrait of Ibrahim and Fatima Mensah with their children

The education planning workshop opened our eyes to opportunities we never knew existed. With Conglutinativeruo's guidance, we've secured partial scholarships for both our older children. More importantly, our entire family now works together on financial goals. Even our youngest child understands the difference between needs and wants!

- Ibrahim & Fatima Mensah, Small Business Owners

Ready to Transform Your Family's Financial Future?

Join thousands of families who have taken control of their finances through our programs. Whether you're struggling with debt, trying to save for education, or simply want to build a stronger financial foundation, we're here to help.

Conglutinativeruo

About Conglutinativeruo